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Everyone should have benefits available to them at a price they can afford.

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Protecting What Matters

We understand everyone has unique needs and concerns so we have provided flexible plans and flexible options, providing more ways to save money.

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Plans that fit your Life

Our goal is to provide benefits that are quick and easy to purchase for individuals & families at affordable prices.

With our online portal, getting started on your device is easy!

With the Benefits for Everyone app, you can manage your benefits from any device and have access to useful tools!

Start by downloading the app from Apple App Store or Google Play or keep scrolling to learn more about what we have to offer!

Mobile App Features:

‹•› Access & print extra copies of your claims information card 
‹•› Access supplemental medical & Rx claims / Explanation of Benefits 
‹•› Access Rx Savings 

Please note: The Benefits for Everyone App is not currently available for any Federal Insurance Company products.

Flexible Payment Options:
pay with Bank Draft/ACH, AMEX , Visa, Discover, Mastercard, Apple Pay, Google Pay, PayPal

Start with our Alliance Supplemental Package or Modify and add products to fit your needs.

Your health insurance needs are unique. Flexible insurance options can help make sure your health insurance solution is unique, too.

You may have selected the best health insurance plan available to you and still have concerns about health issues or costs that your plan doesn’t cover. Or maybe you’re still looking for other supplemental health plans to add coverage that fits your lifestyle and budget. Either way, we have provided options so that you can select supplemental insurance plans that help build the right coverage for you.

Benefits and plans are offered by Benefits for Everyone, LLC, a licensed independent insurance agency, and underwritten by licensed insurance companies and registered associations.

Alliance Supplemental Insurance

Dental Insurance

Vision Insurance

Telemed

Rx Discount

Products

Review and compare plans without a salesperson calling you.

Below are the products available with Benefits for Everyone. Click the plus sign for a brief description or you will find more information and a short video when you click “Learn More”.

Questions?

Insurance Plans

Dental Insurance

At Benefits For Everyone, we believe in a healthy smile. That is why getting regular checkups can help provide early detection for over 120 medical conditions such as diabetes, heart disease, strokes and more. In addition to keeping you healthy, dental insurance helps you save money. This is why – Benefits for Everyone offers you dental insurance through Nationwide Insurance where protection is guaranteed. Nationwide dental insurance has access to a national network of credential dentists who offer quality care at an affordable cost. Choose a dental plan that pays for preventive care like teeth cleanings and x- rays that will keep you and your family healthy; it will also help pay for those unexpected and often costly services such as a root canal and crowns. Take advantage of a plan that millions of Americans choose for their dental insurance. With Nationwide`s extensive provider network, getting the right care is easy and convenient through Benefits For Everyone.

Vision Insurance

Whether you wear glasses or have perfect vision, preventive eyecare is an important part of managing your overall health. The right vision insurance plan can help reduce the cost of eye exams, frames, lenses and other services. Consider this, two out of every three Americans are affected by vision problems. With the increase use of computers and mobile devices as part of our daily routine, 70% of adults in the US will experience some form of eye strain, requiring medical attention. Vision insurance helps you save money by giving you access to VSP`s Nationwide network of eye care centers with discount rates that offset the expense of eye exams, glasses and contact lenses for a small copay. If you are an individual, a family, or retired and insured by medicare, Benefits for Everyone is ready to help you take control of your vision care cost. Plans start for as little as $15.00 dollars a month.

Alliance Supplemental Insurance

Alliance Supplemental Insurance and Alliance Supplemental Insurance Plus are designed to pay a fixed benefit amount for certain critical illness, like a heart attack or cancer, and for a hospital confinement due to a covered accident or sickness  Alliance Supplemental Insurance and Alliance Supplemental Insurance Plus also provide reimbursement for out-of-pocket medical expenses due to a covered accidental injury, after a per accident deductible is met. More individuals and families are choosing high-deductible health plans to lower their monthly premium cost.  But, saving health insurance premium, can come back and cost you when you or your family have an injury or sickness. Whether or not you have a high deductible health plan, Alliance Supplemental benefits can help pay your out-of-pocket medical expenses, deductibles, coinsurance and copay’s. Benefits For Everyone can help provide the financial protection you and your family need.

*  This information is a brief description of the important features of this insurance plan. It is not an insurance contract. Insurance underwritten and provided by ACE American Insurance Company or Federal Insurance Company, member insurers of the Chubb Group of Companies.  Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services.  For a list of these subsidiaries, please visit our website at www.chubb.com.  All products may not be available in all states or certain terms may be different where required by state law. This communication contains product summaries only.  Coverage is subject to the language of the policies as actually issued. Chubb, 202 Hall’s Mill Road, Whitehouse Station, NJ 08889-1600.

* THESE POLICIES PROVIDE SUPPLEMENTAL BENEFITS ON EITHER AN EXPENSE INCURRED OR A FIXED INDEMNITY BASIS. This policy does not constitute comprehensive health insurance coverage (often referred to as “major medical coverage”) and does not satisfy a person’s individual obligation to secure the requirement of minimum essential coverage under the Affordable Care Act (ACA). For more information about the ACA, please refer to http://www.HealthCare.gov.

Accident Medical Expense

Accidents and Injuries happen unexpectedly and can be costly. Out of pocket medical expenses continue to increase every year. Even with a comprehensive medical benefit package, you may still be responsible for paying high deductibles, copays and other non-covered expenses. At Benefits for Everyone, we are here to help with Accident Medical Expense insurance, sometimes called AME. AME benefit is excess of your other insurance. AME reimburses a patient`s actual out of pocket medical expenses for a covered accident or injury after a $100 per accident deductible. AME is competitively priced with three plans to choose from to help pay for your cost for covered emergency room visits, ambulance rides, prescription medications, hospital stays and even doctor office expenses. When the unexpected accident happens, Benefits for Everyone is here to help. Enroll now for as little as $17.00 a month and “Protect What Matters.

* This information is a brief description of the important features of this insurance plan. It is not an insurance contract. Insurance benefits are underwritten by ACE American Insurance Company, a member insurer of the Chubb Group of Companies. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services.  For a list of these subsidiaries, please visit our website at www.chubb.com.  All products may not be available in all states or certain terms may be different where required by state law. This communication contains product summaries only.  Coverage is subject to the language of the policies as actually issued. Chubb, 202 Hall’s Mill Road, Whitehouse Station, NJ 08889-1600.

* THIS POLICY PROVIDES SUPPLEMENTAL BENEFITS ON AN EXPENSE INCURRED BASIS. This policy does not constitute comprehensive health insurance coverage (often referred to as “major medical coverage”) and does not satisfy a person’s individual obligation to secure the requirement of minimum essential coverage under the Affordable Care Act (ACA). For more information about the ACA, please refer to http://www.HealthCare.gov.

Whole Life Insurance

What is Whole Life Insurance?
Life insurance is a gift to protect your family from the burden of final expenses. Whole life insurance is a permanent life insurance policy which is guaranteed to remain in force for the insured’s entire lifetime with consistent premiums and a guaranteed return on the policy’s cash value. Give a gift for a lifetime and protect your family (you and your spouse, children and grandchildren).
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Alliance Limited Medical MEC

Alliance Limited Benefit Medical MEC plan is not a comprehensive major medical plan, nor is it intended to replace a major medical plan.  The plan is intended to meet the Minimum Essential Coverage to provide you, and your covered dependents, with first dollar coverage that is capped at specific amounts for specific services.  Member benefits include Preventive Care & Covid Testing with a $0 copay for in-network providers! You can use your benefit to pay for medical expenses or for expenses related to your medical event including to help with lost wages.

Non-Insurance Benefit Plans

Telemed + Rx Discount

What is Telemed?
24/7 access to doctors for easy and convenient healthcare. Healthcare should be simple, fast and uncomplicated. Visit with a doctor in minutes through our mobile app, online and by phone with unlimited visits, $0 Copay and Discount Pharmacy Benefit. Join the millions of people who are saving time and money for acute medical care with board-certified doctors. Be on your way to feeling better with Telemed. Get Started Today!

Rx Benefits for Everyone


Drug prices vary drastically by pharmacy locations. RxSaver helps you find the lowest prescription drug prices and discount coupons. If you are uninsured, RxSaver can help you find great savings on prescription medications. If you do have health insurance, RxSaver may offer a lower price than your insurance co-pay.

Cyber ID Theft Protection

Cyber Security & Identity Theft Protection is designed to help secure valuable assets, protect your identity and address security threats. Invisible spyware can infect your device while opening an email, using social media, or just browsing the web. They steal your logins, credit cards, banking information, emails, and other personal information. With your Cyber Security plan, you will receive our patented keystroke encryption software that stops key-logging spyware, the #1 method used to steal passwords, business banking, payroll, customer information and other sensitive data from your device. It’s easy to install and works on all PC’s and mobile devices. Stopping spyware on your devices changes the face of identity theft protection, by eliminating the problem where it begins. Provide you and your family with our Keystroke Encrytption Software and 24/7 monitoring.

Emergency Air/Ground Transport

A solution that helps pay for In-Network or Out-of-Network emergency and non-emergency transportation with zero deductible. Most primary health insurance carriers do not cover 100% of ambulance expenses because they do not have a negotiated contract with set fees. However, most people assume emergency transportation is included and will be paid in full by their health insurance provider. This is a myth! Unfortunately, individuals and families are shocked to receive exorbitant medical bills. Even after your insurance has paid for emergency transportation, you could receive a bill up to $5,000 for ground ambulance and as high as $70,000 for air ambulance. The financial burdens for medical transportation costs are very real. Protect your family against financial loss when emergencies arise with MASA brought to you by Benefits For Everyone. Enroll Now!

Benefits for Pets

Pet Assure & WhiskerDocs & Access Development provides your pets the care they deserve at a price you can afford. Pet Assure will provide savings of 25% off in-house medical services at participating veterinarians, including routine care visits, sick visits, vaccinations, emergency visits, surgeries and even dental care. Veterinary Care is expensive! Pet Assure helps make it affordable and is not insurance so you receive discounts for any pet and the number of pets is unlimited. It’s easy to use, present your member ID card at a participating vet and the vet will automatically discount your bill. In addition, your membership includes a 24-hour pet hotline – WhiskerDocs, a team of veterinarians that are ready to talk when something seems wrong with your fur baby. Lastly, Access Development is included providing 10%-50% discounts at 250,000 retailers and also includes discounts on hotels, car rentals and more. Benefits for Pets only costs pennies a day and can easily save you hundreds of dollars. 

Dental & Vision Discount

Routine trips to the dentist and eye doctor should be part of your family’s quest to stay healthy. Seeing your dentist twice a year and routine eye exams help maintain overall health, but the cost of dental care and vision care can really add up. Imagine being able to enjoy significant savings on dental care and vision care. That is what Careington’s dental – vison discount plans are for. These plans are not insurance. They are easy to use programs designed to instantly save you money right in the provider`s office. Just search for a participating dentist, optometrist or LASIK provider and schedule an appointment. Then show your ID card located in your Benefits for Everyone phone app and start immediate savings your family will enjoy! Careington discount plans are great for individuals, families, employers, and retirees who need dental and vision treatment. With Careington, spend less on a plan designed to save you more. Join today at Benefits for Everyone and “Protect What Matters.”

EAP Complete Mental & Wellness

More information coming soon.

Coming Soon

Short Term Medical

What is Short Term Medical Insurance? Affordable temporary health insurance is designed to help bridge the gaps in your healthcare coverage during times of transition. Depending in the state you live, plans are available for up to 36 months and help cover medical expenses in the physician’s office, outpatient procedures and hospitalization. In these situations and others where you find you or your family temporarily lacking health care coverage, choosing a Short-Term health insurance plan may be just the security you need to get you to that next stage of your life.

Accident Champion

Accidents can happen anytime, anywhere. Major medical insurance pays many of the doctor and hospital bills – but there are likely to be many other medical and non-medical expenses that you must pay yourself. Even if you have an emergency cash fund, chances are it may not be enough.

SickPay Income Protection

Everyone can use a little help when it comes to sick days. If you were sick or hurt, up to $2,000 per month to pay bills would help out, wouldn’t it? More than 40 million American workers do not have a single paid sick day. Which is why SickPay pays you cash if you can’t work due to injury or illness for up to six full months, and coverage begins the first day you can’t work. SickPay is comprehensive, convenient and  comforting. Get a quote now!

Travel Insurance

Individual Travel Insurance is a policy that offers worldwide coverage and services to help in emergencies and to make travel easier for customers who travel frequently for business or pleasure. With travel insurance, you have the tailored solutions you need to travel with confidence, security, and peace of mind. You and your loved ones are covered for business and personal travel 365 days a year, 24 hours a day, and anywhere in the world. Your all-in-one plan provides benefits such as medical evacuation and trip delay protection. Additional upgrades allow you to craft coverage to fit your specific needs. One annual premium covers all of your travel throughout the year, so there’s no need to arrange insurance on a trip-by-trip basis. Look forward to a relaxing vacation or a productive business trip. 

Accidental Death

Accidental Death and Dismemberment:
Insurance benefits paid to your beneficiary due to an accidental death. Dismemberment benefits are paid to you due to loss of eyesight, loss of hearing, loss of speech or any loss of two limbs caused by an accident. Many of our everyday activities come with built-in risks and unfortunately, accidents happen more often than we would like to think. Accidents are the third leading cause of death in the US, so having an extra layer of protection may be a comfort to your loved ones. While you cannot predict accidents, you can certainly plan for them. Get Covered Today, Get A Quote!

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River Primary Care

A River subscription takes care of your everyday health needs like seeing a doctor (online or in-person), getting your prescriptions, birth control, labs, and seeing a nutritionist.

Just $35/month & No Hidden Fees.

All your products in an easy to use app

Begin your quote process by choosing your products and options in our online portal from any device. Purchase and you are all set!

After you sign up,  you can login to your app and manage policies, make payments, get notifications, and much more.

If you do not want the convenience of an app? You can still use our online portal. Get started today.

Manage your policies, pay your bill, change your preferences…