Accident Medical Expense

Accident Medical Expense insurance, sometimes called AME, reimburses a Covered Person’s medical expenses not covered by other insurance for a covered accident or injury after a $100 per accident deductible. AME has three plans to choose from to help pay for your cost for covered emergency room visits, ambulance rides, prescription medications, hospital stays and even doctor office expenses. When the unexpected accident happens, Benefits for Everyone is here to help.


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What is Accident Medical Expense?

Accident Medical Expense (AME) reimburses expenses that you pay due to a covered injury or an accident. Whether you have employer health insurance or individual health insurance, AME reimburses those medical expenses not covered by other insurance up to the maximum benefit amount for a covered accident or injury after a $100 per accident deductible. 

Alliance Accident Medical Expense logo

Alliance Accident Medical Expense Plans

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Accident Medical Expense Advantages

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Reimbursement benefit towards costs not covered by your health insurance

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Reimbursement benefit towards costs that apply to your health insurance deductible & coinsurance

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Benefits work to complement your existing health coverage

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No limit on the number of covered accidents

Female Motorist With Head In Hands Sitting Next To Vehicles Involved In Car Accident

* Benefit availability, limitations, exclusions, and definitions may vary by state. Refer to your Outline of Coverage or contact us.

The non-insurance benefits described are not insurance and are not underwritten by ACE American Insurance Company or Federal Insurance Company. ACE American Insurance Company or Federal Insurance Company are not affiliated with, nor are insurance benefits dependent on, use of these services.

Benefits and plans are offered by Benefits for Everyone, LLC, a licensed independent insurance agency, and underwritten by licensed insurance companies and registered associations.

This information is a brief description of the important features of this insurance plan. It is not an insurance contract. Insurance benefits are underwritten by ACE American Insurance Company, a member insurer of the Chubb Group of Companies. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services.  For a list of these subsidiaries, please visit our website at www.chubb.com.  All products may not be available in all states or certain terms may be different where required by state law. This communication contains product summaries only.  Coverage is subject to the language of the policies as actually issued. Chubb, 202 Hall’s Mill Road, Whitehouse Station, NJ 08889-1600.

THIS POLICY PROVIDES SUPPLEMENTAL BENEFITS ON AN EXPENSE INCURRED BASIS. IT DOES NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE (OFTEN REFERRED TO AS “MAJOR MEDICAL COVERAGE”) AND DOES NOT SATISFY A PERSON’S INDIVIDUAL OBLIGATION TO SECURE THE REQUIREMENT OF MINIMUM ESSENTIAL COVERAGE UNDER THE AFFORDABLE CARE ACT (ACA). FOR MORE INFORMATION ABOUT THE ACA, PLEASE REFER TO HTTP://WWW.HEALTHCARE.GOV.

You can view Chubb’s Privacy Policy at http://www.descriptionofcoverage.com/d/cbprivacy

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