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Accident Medical Expense
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What is Accident Medical Expense?
Accident Medical Expense (AME) reimburses expenses that you pay due to a covered injury or an accident. Whether you have employer health insurance or individual health insurance, AME reimburses those medical expenses not covered by other insurance up to the maximum benefit amount for a covered accident or injury after a $100 per accident deductible.
Alliance Accident Medical Expense Plans
Alliance Accident Medical Expense 5000
$100 DeductibleBenefits per Covered Person
- $5,000 Maximum Benefit (Per Covered Accident)
- $100 Deductible (Per Covered Accident)
Alliance Accident Medical Expense 7500
$100 DeductibleBenefits per Covered Person
- $7,500 Maximum Benefit (Per Covered Accident)
- $100 Deductible (Per Covered Accident)
Alliance Accident Medical Expense 10000
$100 DeductibleBenefits per Covered Person
- $10,000 Maximum Benefit (Per Covered Accident)
- $100 Deductible (Per Covered Accident)
Accident Medical Expense Advantages
Reimbursement benefit towards costs not covered by your health insurance
Reimbursement benefit towards costs that apply to your health insurance deductible & coinsurance
Benefits work to complement your existing health coverage
No limit on the number of covered accidents
* Benefit availability, limitations, exclusions, and definitions may vary by state. Refer to your Outline of Coverage or contact us.
The non-insurance benefits described are not insurance and are not underwritten by ACE American Insurance Company or Federal Insurance Company. ACE American Insurance Company or Federal Insurance Company are not affiliated with, nor are insurance benefits dependent on, use of these services.
Benefits and plans are offered by Benefits for Everyone, LLC, a licensed independent insurance agency, and underwritten by licensed insurance companies and registered associations.
This information is a brief description of the important features of this insurance plan. It is not an insurance contract. Insurance benefits are underwritten by ACE American Insurance Company, a member insurer of the Chubb Group of Companies. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. All products may not be available in all states or certain terms may be different where required by state law. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Chubb, 202 Hall’s Mill Road, Whitehouse Station, NJ 08889-1600.
THIS POLICY PROVIDES SUPPLEMENTAL BENEFITS ON AN EXPENSE INCURRED BASIS. IT DOES NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE (OFTEN REFERRED TO AS “MAJOR MEDICAL COVERAGE”) AND DOES NOT SATISFY A PERSON’S INDIVIDUAL OBLIGATION TO SECURE THE REQUIREMENT OF MINIMUM ESSENTIAL COVERAGE UNDER THE AFFORDABLE CARE ACT (ACA). FOR MORE INFORMATION ABOUT THE ACA, PLEASE REFER TO HTTP://WWW.HEALTHCARE.GOV.
You can view Chubb’s Privacy Policy at http://www.descriptionofcoverage.com/d/cbprivacy
