Alliance Supplemental Insurance

Alliance Supplemental Insurance is designed to pay a fixed benefit amount for certain critical illnesses, like a heart attack or cancer, and for hospital confinement due to a covered accident or sickness. These benefits are paid directly to the covered person and can be used for any purpose. Alliance Supplemental Insurance can also provide reimbursement for out-of-pocket medical expenses due to a covered accidental injury, after a per accident deductible is met. These benefits will pay medical expenses not covered by another insurance coverage including deductibles, coinsurance, and copays.

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Alliance Supplemental Insurance

Why Consider Alliance Supplemental Insurance?

Fixed benefits are paid to you directly for covered physician office visits, x-rays, emergency room, surgery, inpatient hospital stays and critical illnesses like a heart attack or cancer. Reimbursement benefits due to accidents pay actual medical expense associated with your injury after a per covered accident deductible to a maximum benefit amount.
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Important Plan Features & Benefit Options

Critical Illness

Pays a lump sum if you’re diagnosed with a covered Critical illness like cancer, heart attack, etc.

Accident Medical Expense

After the deductible, benefits may cover your out-of-pocket medical expenses resulting from a covered accident up to the maximum benefit amount.

Hospital Indemnity

Hospital indemnity insurance, pays you benefits when you are confined to a hospital for a covered accident or sickness.

Product Plan Comparison

Benefits for Everyone offers a supplemental insurance package with four plans:
Basic, Choice, Preferred, and Premier.

Benefit availability, limitations, exclusions, and definitions may vary by state. Refer to your Outline of Coverage or Contact Us.

ALL BENEFITS PER COVERED PERSON

BASIC

CHOICE

PREFERRED

PREMIER

ACCIDENT AND SICKNESS HOSPITAL INDEMNITY INSURANCE BENEFITS

IN HOSPITAL INDEMINTY BENEFIT

Daily Benefit Amount

$250

$500

$1,000

$1,500

Max # of Days Per Period of Confinement

5

5

5

5

Max # of Days Per Plan Year

10

10

10

10

INTENSIVE CARE UNIT INDEMNITY BENEFIT

Daily Benefit Amount

$250

$500

$1,000

$1,500

Max # of Days Per Period of Confinement

5

5

5

5

Max # of Days Per Plan Year

10

10

10

10

EMERGENCY ROOM VISIT INDEMNITY BENEFIT

Daily Benefit Amount
(Limited to one visit per day)

$100

$150

$200

$300

Max # of Days Per Plan Year

2

2

2

2

PHYSICIAN OFFICE VISIT INDEMNITY BENEFIT

Daily Benefit Amount
(Limited to one visit per day)

$25

$50

$75

$100

Max # of Days Per Plan Year

2

2

2

2

SURGICAL INDEMNITY BENEFIT

Daily Benefit Amount
(Limited to one surgery per day)

$500

$1,000

$2,000

$3,000

Max # of Days Per Plan Year

1

1

1

1

DIAGNOSTIC X-RAY AND LAB INDEMNITY BENEFIT

Daily Benefit Amount
(Limited to one service per day)

$25

$50

$75

$100

Max # of Days Per Plan Year

2

2

2

2

ADVANCED DIAGNOSTIC TEST INDEMNITY BENEFIT

Daily Benefit Amount
(Limited to one test per day)

$50

$100

$150

$200

Max # of Days Per Plan Year

1

1

1

1

CRITICAL ILLNESS INSURANCE

Primary Insured Benefit Amount
(Per plan year)

$5,000

$10,000

$15,000

$25,000

Covered Critical Conditions
  • Cancer
  • Heart Attack
  • Stroke
  • Kidney Failure
  • Major Organ Transplant
  • Coronary Artery Bypass Surgery
  • Multiple Sclerosis
  • Alzheimer’s Disease
  • Lou Gehrig’s Disease

ACCIDENT MEDICAL EXPENSE INSURANCE

Maximum Benefit (Per Covered Accident)

$2,500

$5,000

$7,500

$10,000

Deductible (Per Covered Accident)

$250

$250

$250

$250

* Benefit availability, limitations, exclusions, and definitions may vary by state. Refer to your Outline of Coverage or contact us.

This information is a brief description of the important features of this insurance plan. It is not an insurance contract. Insurance underwritten and provided by ACE American Insurance Company or Federal Insurance Company, member insurers of the Chubb Group of Companies. Chubb is the marketing name used to refer to subsidiaries of Chubb Limited providing insurance and related services. For a list of these subsidiaries, please visit our website at www.chubb.com. All products may not be available in all states or certain terms may be different where required by state law. This communication contains product summaries only. Coverage is subject to the language of the policies as actually issued. Chubb, 202 Hall’s Mill Road, Whitehouse Station, NJ 08889-1600.

THESE POLICIES PROVIDE SUPPLEMENTAL BENEFITS ON EITHER AN EXPENSE INCURRED OR A FIXED INDEMNITY BASIS. THEY DO NOT CONSTITUTE COMPREHENSIVE HEALTH INSURANCE COVERAGE (OFTEN REFERRED TO AS “MAJOR MEDICAL COVERAGE”) AND DO NOT SATISFY A PERSON’S INDIVIDUAL OBLIGATION TO SECURE THE REQUIREMENT OF MINIMUM ESSENTIAL COVERAGE UNDER THE AFFORDABLE CARE ACT (ACA). FOR MORE INFORMATION ABOUT THE ACA, PLEASE REFER TO HTTP://WWW.HEALTHCARE.GOV.

Benefits and plans are offered by Benefits for Everyone, LLC, a licensed independent insurance agency, and underwritten by licensed insurance companies and registered associations.

You can view Chubb’s Privacy Policy at http://www.descriptionofcoverage.com/d/cbprivacy

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