* NOTE: These services are only available to the main applicant in both the individual and family plans and the one email address provided during sign-up is used as the point of contact, to create an identity care account and receive monitoring notifications. For Dark Web Monitoring, the main applicant will be able to add up to 10 email addresses under their own Identity Care Account.
Single 3 Devices
Family 6 Devices
* Monthly Costs Includes Benefits For Everyone Administration Fee
Single 3 Devices
Family 6 Devices
* Monthly Costs Includes Benefits For Everyone Administration Fee
What do thieves do with your personal information?
According to the FTC (Federal Trade Commission), “Once identity thieves have your personal information, they can drain your bank account, run up charges on your credit cards, open new utility accounts, or get medical treatment on your health insurance. An identity thief can file a tax refund in your name and get your refund. In some extreme cases, a thief might even give your name to the police during an arrest.”
Invisible spyware can infect your device while opening an email, using social media, or just browsing the web. They steal your logins, credit cards, banking information, emails, and other personal information. With your CyberIDLock plan, you will receive our patented keystroke encryption software that stops keylogging spyware, the #1 method used to steal passwords, business banking, payroll and customer information and other sensitive data from your device. It’s easy to install and works on all PC and mobile devices. Stopping spyware on your devices changes the face of identity theft protection, by eliminating the problem where it begins.
Standard Plan covers 3 devices.
Patented technology guaranteed to block the capture of keystrokes.
Compatible with: PC: Windows 7, 8 and 10, Mac OS X
Mobile: Android and iOS
Guaranteed to block the capture of keystrokes on any PC or mobile device
Patented keystroke protection method
Your secret weapon against IDTheft
With the CyberIDLock™ plan, you get EndpointLock™ Keystroke Encryption Software to install on 3 devices.
What is Keystroke Encryption?
With the CyberIDLock Plan, you get our own unique patented product called EndpointLock™, which encrypts everything you type so it can never get into the wrong hands through your online activity. Unlike Anti-virus, which can only identify and protect you from known-threats, EndpointLock blocks ALL keylogging spyware from stealing your keystrokes including those that are unknown and undetectable by anti-virus. Once you discover how Endpointlock Secure Keyboard protects everything you type from spying eyes, you won’t know how you every lived without it. Now you can relax while shopping online, filling out applications, entering your usernames and passwords and sending personal emails and texts. All your sensitive information will be protected!
We Monitor your personal information
EARLY WARNING IDENTITY:
Monitors billions of public and private database records to identify possible instances of identity theft. Fraudsters may have substituted a new billing address, used a false name or even changed your phone number to commit fraud using your social security number or other personal information. This tool will alert you of changes which may indicate an identity thief is using your information to access one of your existing accounts or has submitted an application to open a new account in your name.
Credit monitoring provides protection against identity theft by keeping you informed of changes to your credit file. Receive alerts within 24 hours on new activity such as credit inquiries, new credit lines, derogatory credit, name and address changes – to name a few. Your Recovery Advocate is available to help you if you have questions on any of the alerts you may receive. Actively monitoring your credit file will ensure any identity theft event is recognized and, with the help of your Recovery Advocate, handled quickly and effectively.
Score Tracker empowers you by providing a monthly update of the most important element affecting your financial future – your credit score. You can clearly view how your credit score has changed over time and discover why it changed.
DARK WEB SCAN:
When you enroll in Dark Web Monitoring, you will have full control over what information you choose to be monitored. We then continuously (24/7) monitor the deep, dark and surface web to detect the trading and selling of the information you provided. If we find any of the information being monitored, you will receive a notification that your information has been found online. This alert allows you to take immediately action to prevent, or reduce losses, such as changing a password or closing an account.
We help educate
MEMBER EDUCATION AND NEWSLETTER
Your education in identity theft begins with a dedicated website updated frequently with the latest information and news. You have online access to information on the latest tricks, scams and techniques being used by criminals to perpetrate identity theft. In addition, you’ll find tips on protecting your personal information to help you guard against identity theft in the future. Review at your leisure the latest identity theft news, scams, prevention tips, legal and regulatory updates as well as case studies on identity theft.
Opt-in to receive a monthly identity theft newsletter which delivers innovative solutions for managing your risk of becoming a victim of identity theft. Stay informed, receive education and increase your awareness on topics related to identity theft.
We help restore your credit in the event of ID Theft with FULLY MANAGED RECOVERY
Experience 3 Generation (3G) Fully-Managed Recovery.* You receive 24/7/365 support and access to your Identity Care Center. You and eligible family members can take advantage of this service regardless of the type of identity fraud that has been perpetrated against you including but not limited to medical, financial, and criminal, as well as acts of terrorism. Fully managed recovery provides you with peace of mind knowing that if you ever fall victim to Identity Theft, you will have access to a dedicated Recovery Advocate. Your advocate will work on your behalf to perform all of the tasks necessary to restore your identity, through the use of a limited power of attorney. This work includes completing and filing forms, performing research and contacting all companies, agencies and financial institutions necessary, to ensure that any and all fraudulent activity that has been identified is addressed and resolved.
Who is eligible for the 3G recovery services?
With your plan, Fully Managed Identity Fraud Research, Remediation and Recovery services extend to three generations of a family (3G). A qualifying family member means the primary consumer’s spouse or domestic partner, the consumer’s dependents under the age of 25 (minor children) who have the same permanent address as the consumer, any IRS-qualified dependents, and parents (mother or father) of the consumer who have the same permanent address as the consumer, or, who are registered in a senior assisted living facility, nursing home, or hospice. Services continue to provide coverage for up to 12 months after death for all family members.
*Please Note: Fully Managed Recovery is the only benefit in the CyberIDLock Plan that extends to three generation of family (3G).
A single point of contact for you during the recovery of your identity theft event
You will be provided with a direct phone, email and fax number for your dedicated Recovery Advocate
Submit disputes on your behalf
Criminal investigation assistance and evidence capture
Creates law enforcement grade case file
Customized Recovery Plan
Personalized plan developed to recover your identity based on the type(s) of fraud that has been perpetrated against you
Includes all fraud: medical, financial, criminal identity theft, etc.
3-Bureau Credit Reports as required by the circumstances of your case
Additional research with access to billions of public records
12 months of follow-up
Fraud Packet with Limited Power of Attorney
Provides important information, resources and all the documents necessary to begin your recovery
Allows your Recovery Advocate to work on your behalf
Your Recovery Advocate will contact creditors, government offices, collection agencies and any other entity
Identity Care Account
Allows a convenient means to track the progress of your identity theft case securely 24/7/365
Your Recovery Advocate can securely upload case documents to your account for you to review, print or save to your computer
Online access to view your credit report & score
Online access to view your credit monitoring alerts
Credit Monitoring Alert
Provided to you for the duration of your case and for an additional 12 months following the resolution
Receive alerts on new issues which may impact your credit file
Credit Report and Score
Provided to you at the outset of your case to benchmark your credit file
Three Generation Identity Theft Solution for the entire family
Eligible family members include you, your spouse or domestic partner, dependents through the age of 24 who have your same permanent address, and your parents who are registered in a senior assisted living facility, skilled nursing home, hospice or who have been deceased for twelve months or less.
Lost Document Replacement
Peace of mind that a dedicated certified Recovery Advocate is there to help you recover your lost or stolen documents.
The expert help of your Recovery Advocate is there to help you recover your lost or stolen documents
The expert help of your Recovery Advocate will enable you to focus your attention on other important matters
Quickly cancel your lost credit cards checks before fraud can occur.
We reimburse stolen funds and expenses $1,000,000 Personal ID Theft Coverage Policy
Restoring one’s name and good credit is a time-consuming and expensive process. In response, CyberIDLock is offering Identity Theft Insurance providing assistance and financial relief up to $1,000,000 for identity restoration costs, legal defense expenses, stolen funds and lost wages.*
Comprehensive Customer Service: In the event of identity theft, customers receive unparalleled service from highly trained specialists. available 24/7.
Identity Restoration Costs: Identity theft victims incur a variety of fees when trying to restore their identities. CyberIDLock reimburses victims for re-filing loans, grants or other credit applications that were rejected as a result of their stolen identity event. In addition, victims are reimbursed for notarizing affidavits, long distance phone calls, tolls and postage costs related to the event.
Lost Wages: Victims of identity theft typically spend 175 hours restoring their good name, talking to police and dealing with creditors. The emotional strain on victims may also result in lost hours from work. Our Personal Identity Theft Coverage compensates the victim for lost wages within 12 months after the stolen identity event.
Stolen Funds Reimbursement: The victim is reimbursed for loss resulting from unauthorized electronic funds transfers which occurs during the policy period.
Identity Theft Insurance underwritten by insurance company subsidiaries or affiliates of American International Group, Inc. The description herein is a summary and intended for informational purposes only and does not include all terms, conditions and exclusions of the policies described. Please refer to the actual policies for terms, conditions, and exclusions of coverage. Coverage may not be available in all jurisdictions.
More people are using their personal devices to work from home these days, video conference, and communicate with friends and family. In this time, email scam attacks rose over 3,000%. A majority of these scams infect your device with keylogging spyware that steals everything you type into your device including login credentials, credit card numbers, bank account information and more. That is why our plan includes EndpointLock device protection in addition to features that help you see even more threats, such as fraudulent online loans in your name, unauthorized postal address changes and your personal information on the Dark Web 24/7. And if you have an identity theft problem, you will be assigned a dedicated US based restoration agent that will work with you and speak to your creditors on your behalf to restore your credit and your good name. In addition, all of our members are covered by our powerful million-dollar personal Identity theft policy which includes reimbursement of stolen funds and personal expenses up to the limits of your plan. Identity thieves have evolved and so should your ID Theft Protection Plan.
What is ID Theft?
Identity Theft occurs when someone uses your name or personal information without your knowledge to commit fraud or theft. This includes opening a credit account, taking out a loan, file fake tax returns and /or making a major purchase fraudulently. Once your identity is compromised, thieves can use it repeatedly, using each new account as a reference for the next one.
What is the Summary of Benefits?
The Summary of Benefits summarizes the benefits available to the insureds.
What types of expenses are covered in the event of an Identity Theft Crime?
The Identity Theft Insurance Policy includes up to $1,000,000 / $25,000 that will cover most out-of-pocket expenses incurred in reclaiming one’s identity. Expenses like lost wages, loan applications or filing fees, legal and notary fees and more. There is no deductible.
Is there any additional cost to the member for the $1,000,000 ID Theft Insurance Policy??
No, there is no cost to the member. This is a benefit being provided to the members of the CyberIDLock program.
What steps should the customer take if they suspect an identity theft crime?
The customer should call the Personal ID Theft Customer Service Center 1-866-IDHelp2 (1-866-434-3572) for step-to-step instructions for filing a claim and to answer any other questions or concerns.