Life insurance is a gift to protect your family from the burden of final expenses. Whole life insurance is a permanent life insurance policy which is guaranteed to remain in force for the insured’s entire lifetime with consistent premiums and a guaranteed return on the policy’s cash value. Give a gift for a lifetime and protect your family (you and your spouse, children and grandchildren).
Plans start as little as $5 a month.
Life insurance is a gift to protect your family from the burden of final expenses. Whole life insurance is a permanent life insurance policy which is guaranteed to remain in force for the insured’s entire lifetime with consistent premiums and a guaranteed return on the policy’s cash value.
Whole Life Insurance
Coverage for Your Entire Life
Tax Free Death Benefits
Borrow Against the Cash Value
Children’s Education Needs
Other Family Obligations
Home Down Payment
Collateralizing A Bank Loan
Paying Policy Premiums
Other Family Obligations
*Product Features and Benefits
Benefit Face Amounts
|Employee and spouse policy: $5,000–$75,000|
Juvenile policy: $10,000–$25,000
|Other Benefits or Riders||Accelerated Death Benefit Rider–Terminal Illness*|
|Standalone Coverage for Family Members||Yes, standalone coverage for spouse, children, and/or grandchildren is available (in an amount equal to or less than the employee coverage)|
|Plan Termination||At maturity date|
Additional Benefit Details
Accelerated Death Benefit Rider–Terminal Illness*
This rider provides for payment of an accelerated death benefit of up to 50% of the death benefit if the insured is diagnosed with a terminal illness. Terminal illness means a medical condition that, in the opinion of a physician, is reasonably expected to result in a life expectancy of six months or less.
* Automatically included in the base plan
* Kemper Health is the brand name for insurance products issued by subsidiary insurance companies controlled by Kemper Corporation. Each subsidiary of Kemper Corporation is solely responsible for the insurance products it underwrites and issues. The underwriting company for the Whole Life Insurance Product is Reserve National Insurance Company, which is responsible for the underwriting risks, financial and contractual obligations and support functions associated with the products it issues. This only a summary of the Whole Life Insurance product, which is subject to the policy’s terms, conditions, limitations and exclusions. Please see the specific policy and certificate for details.